|
Effective January 1, 2010. All interest rates are subject to change without notice.
Traditional Accounts
| Share/Savings Accounts |
|
0.50% |
| IRA Shares |
|
1.00% |
| Club Accounts |
|
0.50% |
| 6 Months Certificate |
|
1.00% |
| 1 Year Certificate |
|
1.25% |
| 2 Year Certificate |
|
1.50% |
New Vehicle
| Rating |
|
Score |
|
%Rate |
|
Max Term |
|
Loan to Value |
| A+ |
|
730+ |
|
4.85% |
|
6 Years |
|
100% LTV |
| A |
|
680-729 |
|
5.35% |
|
6 Years |
|
100% LTV |
| B |
|
640-679 |
|
6.35% |
|
6 Years |
|
100% LTV |
| C |
|
600-639 |
|
8.35% |
|
6 Years |
|
90% LTV |
| D |
|
550-559 |
|
10.35% |
|
6 Years |
|
85% LTV |
| E |
|
below 549 |
|
14.35% |
|
6 Years |
|
85% LTV |
**new vehicle rates also apply to program vehicles**
Used Vehicle
| Rating |
|
Score |
|
%Rate |
|
Max Term |
|
Loan to Value |
| A+ |
|
730+ |
|
4.85% |
|
6 Years |
|
100% LTV |
| A |
|
680-729 |
|
5.35% |
|
6 Years |
|
100% LTV |
| B |
|
640-679 |
|
6.35% |
|
6 Years |
|
100% LTV |
| C |
|
600-639 |
|
8.35% |
|
6 Years |
|
90% LTV |
| D |
|
550-559 |
|
10.35% |
|
6 Years |
|
85% LTV |
| E |
|
below 549 |
|
14.35% |
|
6 Years |
|
85% LTV |
Motorcycle, Boat, ATV, RVs
| Rating |
|
Score |
|
%Rate |
|
Max Term |
|
Loan to Value |
| A+ |
|
730+ |
|
4.85% |
|
8 Years |
|
100% LTV |
| A |
|
680-729 |
|
5.35% |
|
8 Years |
|
100% LTV |
| B |
|
640-679 |
|
6.35% |
|
8 Years |
|
100% LTV |
| C |
|
600-639 |
|
8.35% |
|
8 Years |
|
90% LTV |
| D |
|
550-559 |
|
10.35% |
|
8 Years |
|
85% LTV |
| E |
|
below 549 |
|
14.35% |
|
8 Years |
|
85% LTV |
Signature Loans
| Rating |
|
Score |
|
%Rate |
|
Max Term |
|
Max Loan |
| A+ |
|
730+ |
|
9.00% |
|
5 Years |
|
$10,000 |
| A |
|
680-729 |
|
9.50% |
|
5 Years |
|
$10,000 |
| B |
|
640-679 |
|
10.0% |
|
5 Years |
|
$10,000 |
| C |
|
600-639 |
|
12.5% |
|
3 Years |
|
$4,000 |
| D |
|
550-559 |
|
14.5% |
|
3 Years |
|
$2,000 |
| E |
|
below 549 |
|
17.5% |
|
3 Years |
|
$2,000 |
|
Rates
