Accounts

Checking Features and Benefits

• Unlimited Check Writing
• No per Check Charge
• Direct Deposit
• Payroll Deduction
• No Service Charge when a $1,000 balance is maintained throughout the month
• Over the phone transfers from PHI FCU account to another PHI FCU Account
• Monthly Statements
• Minimum Opening Balance of $25.00

Christmas Club Accounts

• No Monthly Fee
• Checks mailed in October
• Payroll Deduction
• Earns Competitive Interest Rates
• Early Withdrawal Fee (per withdrawal) $15.00

Savings Features and Benefits

A minimum opening deposit of $10.00 is required to open a savings account and $5.00 minimum balance to maintain your membership.

• No Monthly Service Charge
• Earns competitive Interest Rate (on balances of $200.00 and more)
• Two (2) free Monthly Withdrawals (Excessive withdrawal fee of $5.00 per item after the two (2) free)
• Over the Phone Request (Mailed to the address on file.)
• Direct Deposit
• Payroll Deduction
• Quarterly Statements

Certificate of Deposit

• Six (6) Month CD, Minimum Opening deposit of $500.00
• One (1) Year CD, Minimum Opening deposit of $1,000.00
• Two (2) Year CD, Minimum Opening deposit of $1,000.00