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| SAVINGS ACCOUNTS- No Service Fees with a balance of $2500 or more. MINOR/STUDENT ACCOUNTS- No service fees. CHRISTMAS CLUB ACCOUNTS IRA'S CERTIFICATE OF DEPOSITS 6 MONTH 12 MONTH 24 MONTH CHECKING ACCOUNTS- Unlimited Check Writing, No monthly service charge with an average balance of $1000. STUDENT CHECKING ACCOUNTS- First Box of Checks Free, no monthly fees and unlimited check writing. DEBIT/ATM CARDS- Available for all checking accounts with a daily limit of $305 per day. ATM machines available to PHIFCU members at no charge, through out the Acadiana area. Unlimited use with a minimal monthly fee. VISA CARDS- 9.2%, no annual fees and no higher rates on cash advances. TELEPHONE TRANSFERS PAYROLL DEDUCTIONS WIRE TRANSFERS TRAVELERS CHEQUES LOAN SERVICES: SIGNATURE LOANS OVERDRAFT PROTECTION LINE OF CREDIT SHARE SECURED LOANS COLLATERAL LOANS NEW & USED VEHICLE LOANS BOAT LOANS CAMPERS MOTORCYCLES MOBILE HOME SKIP-A-PAYMENT SPECIALS |
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